| Business Banking Solutions - Services Details |
Smart Business Checking
The perfect account for businesses with limited account activity.
Small Business Commercial Checking
A full-service business checking account designed for the small business owner, enhanced with credit card processor services designed for their needs. Account is analyzed and earns an earnings credit to help offset merchant account service fees and save you money.
Commercial Checking
A full-service business checking account designed to meet the needs of partnerships, corporations, associations and sole proprietorships with moderate to high volumes of account activity. Account volume is analyzed and earns an earnings credit to help offset fees and save you money.
Commercial NOW Checking
This interest-bearing account combines the convenience of check writing with the earning power of premium interest rates for sole proprietorships and nonprofit organizations.
Commercial Money Market Account
Our State Bank Money Market account offers your business premium interest rates with limited check access. Your money is available when your business needs it!
Commercial Savings
The Business Savings account is the perfect complement to your business checking account. Start saving with a State Bank business savings account today!
High-Yield Investment Money Market Account
Combines the liquidity of a checking account with the earning power of premium rates - to meet your company's money management needs. The higher the balance, the more you earn. And, with money market access, your money is available when your business needs it.
Our Premium Money Market Account offers an excellent yield on all in-account funds and access to account funds at any time.
Commercial Certificate of Deposit
Maximize your company's investments with premium rates guaranteed for a fixed period of time.
Investment Cash Sweep***
Do you have excess funds in your business checking account? Why lose extra income when you can have your excess funds automatically swept into our Investment Cash Sweep account. It is a simple, automatic way for you to save valuable time in managing your company's cash position while earning higher returns on your daily operating cash.
IRA's and Simplified Employee Pension Plans (SEP)
The way to keep a competitive edge is to offer a comprehensive benefit's plan to your employees. The Simplified Employee Pension (SEP) plans are ideal if you want a low-cost, easy to maintain retirement plan for you and your employees. With SEP IRAs, both SEP IRA and Traditional IRA contributions can be made to the same account, and you have the flexibility to change how much your business contributes from year to year. Both you and your employees can also choose from a wide array of attractive options.
State Bank IRA/SEP - If you're an investor who wants low investment risk in your retirement account, consider investing in a Certificate of Deposit IRA or SEP with a State Bank. Member FDIC.
Investor Services IRA/SEP - If you're an investor who wants assistance from a financial consultant as you develop and implement a savings and investment plan, our full service brokerage plans may be right for you.
Brokerage Services through Duerr Financial Corporation, Inc. Member NASD/SIPC/MSRB No Bank Guarantee. May Lose Value. Not a Deposit. Not Insured by any Federal Government Agency.
***Investment Cash Sweep accounts are secured obligations of State Bank. Any amounts placed in the Investment Cash Sweep account are not deposits of the bank, are not insured by the FDIC, are not guaranteed in any way by the United States or any of its agencies, are not a money market fund, are not placed in any money market certificate and are subject to investment risks, including possible loss of principal invested.
