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Personal Checking

Personal Checking Choices

From checking accounts with no monthly fees to high-yield investment checking accounts, State Bank offers Personal Checking choices that are hard to beat.

Whichever State Bank personal checking account you choose, move your banking relationship to State Bank and discover the difference of a real neighborhood bank. Switch now and take advantage of:

  • Free checking. No monthly service charge, no minimum balance, no gimmicks.
  • Free Online Banking. Enjoy the convenience of 24-hour banking from the comfort of your PC. Track your balance, transaction dates and transfer funds. (All free!)

Personal Checking Accounts Comparison Chart

The perfect account for anyone who wants a truly-free checking account. Our Free checking account offers unlimited check writing and ATM withdrawals.
If you need full-service checking privileges, this account is designed for you.
For those who want to earn interest on their checking account balances, Gold Checking is the perfect choice.
Enjoy our premium banking package that rewards you for having more of your total banking relationship with State Bank. The Platinum Reward Checking combines a checking account with a host of convenient banking “extras” to give you all the service you need - without all the service charges.
At State Bank, age does have its advantages. If you're age 50 or better, you can enjoy all of the benefits of Platinum Reward, plus these great extras:
Our highest interest-bearing account that combines the liquidity of a checking account with the earning power of premium, tiered interest rates based on your balance. The more you keep in the account, the more you earn. Plus, the High Yield Investment account offers benefits you won't find at any other bank.