| Platinum Reward Checking |
Enjoy our premium banking package that rewards you for having more of your total banking relationship with State Bank. The Platinum Reward Checking combines a checking account with a host of convenient banking “extras” to give you all the service you need - without all the service charges.
| Minimum Deposit | Details and Rewards | Monthly Fees |
Interest Paid | $100 |
|
$10.00 if minimum daily combined balances fall below $5,000.*** | Interest is compounded daily and paid monthly on collected balance of $1,000 or more |
Benefits:
- Competitive rates of interest
- Unlimited check writing
- Peace of Mind with Overdraft Privilege*
- No monthly maintenance fee with combined balances of $5,000 or more. You may combine balances in any combination of checking, savings, money market or certificate of deposit accounts.
- Free Online Banking
- Free BillPay with online banking
- Free ATM transactions - immediate and convenient access to funds through Pulse and Cirrus ATMs.
- State Bank Visa® Cash & Check Card, accepted anywhere Visa® is accepted.
- Convenient access to your account 24 hours a day with TeleBanker
Rewards:
- Two free boxes of personalized, wallet-style, bank-stock checks per year
- Bonus rates on select State Bank CDs
- Discounts on personal installment loans with automatic loan payment****
- Free single signature traveler's checks, money orders and cashier's checks
- Free first year rental on select safe deposit boxes**
- Free Automatic Savings program
- “No Annual Fee” State Bank Visa® Credit Card*****
- Free telephone transfers
- Free State Bank Travel Club membership
- Child's savings account with no monthly service charge
*Generally, overdraft privilege is granted in the amount of $300.00 for “Free Checking” and $500.00 for other personal checking accounts after the account remains in good standing for 30 days. Depending on your credit/retail history, your overdraft privilege could be as little as $100.00 and we may require your account to be in good standing for up to 90 days.
**Available at certain State Bank locations, based on size availability.
***Balances combined in Platinum Reward Checking, Savings, Money Market, or CD's.
****All loans subject to credit approval.
*****Subject to credit approval. Annual fee waived first year and each subsequent year thereafter as long as one purchase is made each year to the account.
