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Platinum Reward Checking
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Enjoy our premium banking package that rewards you for having more of your total banking relationship with State Bank. The Platinum Reward Checking combines a checking account with a host of convenient banking “extras” to give you all the service you need - without all the service charges.

Minimum Deposit Details and Rewards Monthly
Interest Paid
  • $500 Overdraft Privilege*
  • Instant Cash & Check Card
  • 24-Hour TeleBanker
  • Itemized statement with imaged checks
  • NetTeller Internet Banking with Free BillPay
  • Free single signature traveler's checks
  • Free money orders and cashier's checks
  • 2 boxes of wallet style bank-stock checks per year
  • Free ATM transactions
  • Free telephone transfers
  • Free automatic transfers.
  • Bonus rate on Platinum Reward CD
  • Discounts on loans with automatic loan payment.
$10.00 if minimum daily combined balances fall below $5,000.*** Interest is compounded daily and paid monthly on collected balance of $1,000 or more


  • Competitive rates of interest
  • Unlimited check writing
  • Peace of Mind with Overdraft Privilege*
  • No monthly maintenance fee with combined balances of $5,000 or more. You may combine balances in any combination of checking, savings, money market or certificate of deposit accounts.
  • Free Online Banking
  • Free BillPay with online banking
  • Free ATM transactions - immediate and convenient access to funds through Pulse and Cirrus ATMs.
  • State Bank Visa® Cash & Check Card, accepted anywhere Visa® is accepted.
  • Convenient access to your account 24 hours a day with TeleBanker


  • Two free boxes of personalized, wallet-style, bank-stock checks per year
  • Bonus rates on select State Bank CDs
  • Discounts on personal installment loans with automatic loan payment****
  • Free single signature traveler's checks, money orders and cashier's checks
  • Free first year rental on select safe deposit boxes**
  • Free Automatic Savings program
  • “No Annual Fee” State Bank Visa® Credit Card*****
  • Free telephone transfers
  • Free State Bank Travel Club membership
  • Child's savings account with no monthly service charge

*Generally, overdraft privilege is granted in the amount of $300.00 for “Free Checking” and $500.00 for other personal checking accounts after the account remains in good standing for 30 days. Depending on your credit/retail history, your overdraft privilege could be as little as $100.00 and we may require your account to be in good standing for up to 90 days.

**Available at certain State Bank locations, based on size availability.

***Balances combined in Platinum Reward Checking, Savings, Money Market, or CD's.

****All loans subject to credit approval.

*****Subject to credit approval. Annual fee waived first year and each subsequent year thereafter as long as one purchase is made each year to the account.