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Minimum Deposit Details and Rewards Monthly
Interest Paid
  • $500 Overdraft Privilege*
  • Instant Cash & Check Card
  • 24-Hour TeleBanker
  • Itemized statement with imaged checks
  • NetTeller Internet Banking with Free BillPay
  • Free transfers to other State Bank accounts
  • Free ATM transactions
  • Free single-signature traveler's checks
  • Free money orders and cashier's checks
  • Free wallet style bank-stock checks.
$25.00 if minimum daily balance falls below $10,000. Interest is compounded daily and paid monthly on collected balance of $10,000 or more. Tiered rates are variable and subject to change


  • Unlimited check writing
  • Peace of Mind with Overdraft Privilege*
  • Free personalized, wallet-style, bank-stock checks
  • Free Online Banking
  • Free BillPay with online banking
  • Free ATM transactions - immediate and convenient access to funds through Pulse and Cirrus ATMs.
  • Free single signature traveler's checks, money orders and cashier's checks
  • Free safe deposit box for the first year**
  • State Bank Visa® Cash & Check Card, accepted anywhere Visa® is accepted.
  • Automatic transfers to other State Bank accounts at no charge
  • Convenient access to account 24 hours a day with TeleBanker
  • Child's savings account with no monthly service charge

*Generally, overdraft privilege is granted in the amount of $300.00 for “Free Checking” and $500.00 for other personal checking accounts after the account remains in good standing for 30 days. Depending on your credit/retail history, your overdraft privilege could be as little as $100.00 and we may require your account to be in good standing for up to 90 days.

**Available at certain State Bank locations, based on size availability.